How the Salt Lake County Price Cap Shapes Your Utah Housing Search
Before you tour a single Salt Lake County home with Utah Housing in mind, one number does most of the sorting: the $666,600 acquisition-price cap. Here is how to use it, and why it is tighter here than anywhere else on the Wasatch Front.
Why the price cap comes first
Utah Housing has two gates: an income limit on you, and an acquisition-price limit on the home. In Salt Lake County the price gate is the one that surprises buyers, because $666,600 is lower than what a lot of single-family homes now list for. Start there. If a listing is over the cap, no amount of down payment assistance changes that, the home simply is not eligible for the program. Knowing the number up front saves you from falling for a house you cannot finance this way.
Where the cap still leaves room
The good news is that plenty of Salt Lake County still fits. West Valley City, Kearns, Magna, Taylorsville, West Jordan, and Midvale carry the deepest supply under the cap. Condos and townhomes in South Salt Lake, Millcreek, and newer attached product in South Jordan’s Daybreak often qualify. The areas where you will most often blow past $666,600 are Draper, the Herriman ridge, Holladay, and Cottonwood Heights. For a full county breakdown, see the Salt Lake County DPA page.
The same budget, a different county
Here is a move a lot of buyers miss. If your work and life allow it, crossing a county line can change which homes qualify. Utah County’s cap is $769,100 and Davis and Weber sit at $778,500, both meaningfully higher than Salt Lake’s $666,600. A buyer priced out of an eligible Draper home might find an eligible new build in Lehi or a larger home in Layton. The income limits shift too, so run both. This is exactly the kind of thing I map out with buyers before they start touring.
Figures verified August 2026 from utahhousingcorp.org/lenders/limits/. Limits change periodically; confirm before relying on a figure. This is not a commitment to lend. Related: Utah County DPA · All county limits.
Common questions
What is the maximum home price for Utah Housing in Salt Lake County?
The maximum acquisition price in Salt Lake County is $666,600 as of August 2026. Homes above that price are not eligible for Utah Housing financing, so check a listing against the cap before writing an offer.
Can I buy in a different Utah county to get a higher price cap?
Yes. Utah County ($769,100) and Davis and Weber County ($778,500) carry higher acquisition-price caps than Salt Lake County ($666,600). If your work and life allow it, crossing a county line can change which homes qualify for Utah Housing.
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