Utah County Down Payment Assistance (Provo, Orem, Lehi)
Buying in Provo, Orem, Lehi, or anywhere in Utah County? Utah Housing gives you a higher price cap here than in Salt Lake County, and it can cover your down payment and closing costs. Here's how the county's numbers play out.
How Utah Housing DPA works in Utah County
Utah County gets a friendlier deal than its neighbor to the north. The acquisition-price cap is $769,100, and the income limit runs to $143,000 for a couple or $166,800 for a family of three-plus. Those higher ceilings reflect what has happened to prices in the Silicon Slopes corridor. Lehi, Saratoga Springs, and Eagle Mountain have added tens of thousands of rooftops, and a lot of that new construction lands right in the range where Utah Housing DPA is most useful.
The mechanics are the same statewide. A Utah Housing second mortgage rides on top of a UHC first. Traditional gives you up to 6% of the loan (max $27,500) as an amortizing second at one point over the first rate. Deferred gives up to 3.5% (max $27,500) with nothing due monthly until you sell or refinance. For a Lehi buyer stretching to get into a new build, the Deferred option often keeps the monthly payment manageable while still covering the down payment.
Where in Utah County does the assistance stretch furthest?
With a $769,100 cap, most of Utah County is in play. Provo and Orem — anchored by BYU and UVU — carry a deep supply of condos, townhomes, and older single-family homes that fit easily. Spanish Fork, Springville, Payson, and Salem to the south give you detached homes under the cap. The newer north-county cities, Lehi, Saratoga Springs, Eagle Mountain, and Vineyard, are where the higher limit earns its keep: it is the difference between qualifying for a new townhome and being priced out. American Fork and Pleasant Grove sit in the middle and usually work.
Buying near the Silicon Slopes tech corridor
A lot of my Utah County buyers work in the Lehi and Draper tech corridor and assume assistance programs are only for lower incomes. The $143,000 to $166,800 income ceiling here is high enough that plenty of dual-income tech households still qualify. If one of you recently started a job in the corridor, we can often use that income once it is documented. And because Utah Housing serves repeat buyers, a couple selling a first condo in Orem to buy in Saratoga Springs can bring the assistance along. Compare the two DPA structures on our Traditional vs. Deferred page.
Utah County figures verified August 2026 from utahhousingcorp.org/lenders/limits/. Limits change periodically; confirm current numbers on the UHC limits page. Related: Salt Lake County DPA · All county limits · First-time vs. repeat buyer.
Common questions
What is the income limit for Utah Housing in Utah County?
The FirstHome income limit in Utah County (and Juab County) is $143,000 for a 1-2 person household and $166,800 for a household of 3 or more, verified August 2026. That is higher than Salt Lake County, reflecting the tech-corridor housing market.
What is the maximum home price for Utah Housing in Utah County?
The maximum acquisition price in Utah County is $769,100 as of August 2026, over $100,000 higher than Salt Lake County. That opens up much of the new construction in Lehi, Saratoga Springs, and Eagle Mountain.
Can I use Utah down payment assistance in Provo or Orem?
Yes. Provo, Orem, and the rest of Utah County are eligible for Utah Housing DPA as long as the home is owner-occupied and fits the county income and price limits. First-time buyers use FirstHome at 660 credit; repeat buyers use the FHA/VA program at 620.
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